Sentinel – Corporate Lending Solution

SENTINEL, a comprehensive credit risk rating and credit workflow solution, incorporates global best practices and PrADS’ local knowledge to provide a single integrated platform that automates credit risk rating and complete underwriting process. Banks can use their internal rating models or leverage on PrADS’ expert industry specific rating models built, based on its global expertise and local knowledge.

                                     Sentinel – Corporate Lending Solutions

Key Features

  • Standard templates for financial information. Ability to populate the data from existing the downstream systems.
  • Flexibility to configure multiple entity rating models. Bank could use its own rating models or PrADS’s expert industry specific models..
  • Enhanced risk based pricing module to implement bank’s pricing strategies and improve portfolio profitability.
  • Allows multiple level approvals in the bank and maintains complete audit trail for credit decisions taken..
  • Provides capabilities to perform scenario analysis, stress testing and peer analysis.
  • Provides comprehensive reports at borrower and portfolio levels.
  • Provide PD, LGD and EAD models.

Benefits

  • Consistent and objective credit decisions.
  • Enables risk-based pricing.
  • Ensures regulatory and Basel II compliance
  • Faster turnaround time and greater customer satisfaction.